Online Mortgage Center

Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Municipal Bank Loan Advisor will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Advisor is always just a call or e-mail away! Contact us at 815-935-8000 or homeloans@municipalbank.com.

Today's Rates

Purchase Rates
30 Year Fixed Rate
 Rate  APR  Points
 7.300%  7.421%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 6.975%  7.130%  0.000%
Refinance Rates
30 Year Fixed Rate
 Rate  APR  Points
 7.300%  7.401%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 6.975%  7.103%  0.000%

Personalized Quote

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